Posts Tagged ‘property’

Casualty Insurance

casualty insurance
casualty insurance
Eastern Alliance Insurance Group Appoints Joe Adams as Marketing Executive for Tennessee Satellite Office
Eastern Insurance Holdings, Inc. announced today that Joe Adams has joined Eastern Alliance Insurance Group as a Marketing Executive in its Tennessee territory. EAIG, a domestic casualty insurance group specializing in workers’ compensation insurance, is an indirect wholly-owned subsidiary of EIHI.

State Farm Insurance Companies – Swot Analysis – Market Reserach Report On Aarkstore Enterprise

State Farm Insurance Companies – SWOT Analysis company profile is the essential source for top-level company data and information. State Farm Insurance Companies – SWOT Analysis examines the company’s key business structure and operations, history and products, and provides summary analysis of its key revenue lines and strategy.

State Farm Insurance (State Farm) is engaged in the provision of property and casualty insurance, life and health insurance, annuities, mutual funds, banking services, and reinsurance products for both individuals and small businesses. The group primarily operates in the US and some parts of Canada. It is headquartered in Bloomington, Illinois and employs 68,517 people. The group recorded revenues of $31,584 million in the financial year ended December 2008 (FY2008), a decrease of 0.3% over 2007. The operating profit of the group was $796 million in FY2008, a decrease of 79.2% over 2007. The net profit was $1,036 million in FY2008, a decrease of 71.7% over 2007.

Scope of the Report

- Provides all the crucial information on State Farm Insurance Companies required for business and competitor intelligence needs
- Contains a study of the major internal and external factors affecting State Farm Insurance Companies in the form of a SWOT analysis as well as a breakdown and examination of leading product revenue streams of State Farm Insurance Companies
-Data is supplemented with details on State Farm Insurance Companies history, key executives, business description, locations and subsidiaries as well as a list of products and services and the latest available statement from State Farm Insurance Companies

Reasons to Purchase

- Support sales activities by understanding your customers’ businesses better
- Qualify prospective partners and suppliers
- Keep fully up to date on your competitors’ business structure, strategy and prospects
- Obtain the most up to date company information available”

Table of Contents :

This product typically includes the following sections:

SWOT COMPANY PROFILE: State Farm Insurance Companies
Key Facts: State Farm Insurance Companies
Company Overview: State Farm Insurance Companies
Business Description: State Farm Insurance Companies
Company History: State Farm Insurance Companies
Key Employees: State Farm Insurance Companies
Key Employee Biographies: State Farm Insurance Companies
Products & Services Listing: State Farm Insurance Companies
Products & Services Analysis: State Farm Insurance Companies
SWOT analysis: State Farm Insurance Companies
*Strengths: State Farm Insurance Companies
*Weaknesses: State Farm Insurance Companies
*Opportunities: State Farm Insurance Companies
*Threats: State Farm Insurance Companies
Company View: State Farm Insurance Companies
Top Competitors: State Farm Insurance Companies
Location and Subsidiary: State Farm Insurance Companies
*Head Office: State Farm Insurance Companies
*Other Locations and Subsidiaries: State Farm Insurance Companies

For more information, please visit :

http://www.aarkstore.com/reports/State-Farm-Insurance-Companies-SWOT-Analysis-18401.html

Casualty Insurance Agency

casualty insurance agency
Fremont Insurance honors General Agency as five-star organization
Fremont Insurance Company, a Michigan-exclusive property and casualty insurance carrier, has designated General Agency Company of Mt. Pleasant as one of the company’s five-star organizations.
Insurance Agency Marketing for Free with Social Networking

I need an answer or two about obtaining an insurance license (Property & Casualty) in the state of Florida.?

Do I need both a 2-20 and a 4-40 or just one or the other. I plan on working with Allstate Insurance (My agent/friend owns her own Allstate agency). I didn’t want to ask her, but how are agents paid… Salary, Commission or Both? I know there are salaried positions and it begs the question: Who actually pays the agent’s salary.. Is it the Agency owner or is it the Corporation (Allstate) by means of an alloted budget/benefit towards the agency owner. I don’t think she is independent, if that helps.

Can’t help you out with the first, sorry.

Agents are paid on a commission basis. Salaried positions are paid by the owner-agent. Typically, once they’ve got a big enough book to require someone to service it – that frees them up to sell more.

Allstate pays NOTHING towards salaries or office overhead. NO Allstate agents are independent – they’re all captive agents.

Casualty Insurance Company

casualty insurance company

Are Employee Assistance Programs (EAP) Explosive Opportunties for Property Casualty Insurance Partnerships to Reduce Human Factors Exposures

EAPs frequently deal with disgruntled employees. It’s a significant part of the job, but the benefit of this activity to the financial world doesn’t get a lot of play in the EAP literature. For many of us, well, it simply sounds too self-serving. This a big problem for many in the EAP field — it’s viewpoint.

Disgruntled employees are often seen as helpless malcontents, troubled, and expendable. Typically, stories in the EAP literature focus too much on how to help these employees be happy, healthy, and productive, while they omit the real story behind the story.

That story is how this helpful activity keeps employers’ financial butts out of the sling. EAPs don’t get the credit because we aren’t talking about it, and it is my argument that we should care a lot more about this side of the equation. Why?

There is a new twist in the 21st century that is leveling the playing field and giving an upper hand to disgruntled employees. It is making the importance of having an effective, proactive, well-in-cultured EAP critical and worth every cent it costs.

That new twist is the social media, especially Web 2.0 sites like YouTube.com. These are free, monstrous, broadcast media outlets that take no prisoners.

An EAP that is visible, known, trusted, and has a real face with it can attract employees who may turn to it with the goal of processing their frustrations, complaints about ethics, anger with supervisors, or tales of abuse and harassment.

Effective EAPs work with two hats in these situations empathizing with the employee, and protecting the company financially by helping the employee get their needs met in effective and appropriate ways.

Absent this level of easily accessible and visibly marketed support for employees, companies place themselves at financial risk. This is especially true if they try to get an EAP on the cheap. For most, this is a direct result of naivety or advice from misguided benefits consulting firms.

Employees who are angry and disgruntled have strong impulses to share their story and vent their frustrations. Starting with an empathic listening ear at the EAP is a better channel than YouTube. It would be better to have an employee’s story end up in the New York Times than on YouTube. YouTube is forever. A classic and recent example follows:

As I write this column, Bank of America has 300,000,000 shares of stock trading (Dec. 8th). But a YouTube.com video posted by a disgruntled employee only a week ago has received over 146,000 views and counting. This growth is the result of word-of-mouth advertising about this video. This is called “viral marketing”. It is a powerful force. To wit, mainstream media, without any qualification or fact-checking, has picked up on the video and is using it for its own economic purposes. I have provided the links below.

Not surprisingly, Bank of America’s stock price has nose-dived in the same week. It has lost millions.

Is Bank of America’s stock price drop the direct result of this video? No one can say for sure. But it is safe to say that it is not helping. And it is more likely that people are looking at this video than press releases about BAC’s financial future.

Do you see an argument for having an effective, humanly visible, and appropriately funded employee assistance program that can act as a stop-gap to helping an organization by dealing with and sincerely helping troubled or disgruntled employees?

Can you see the value in making an EAP a benefit to employees and a loss-prevention, management tool for business organizations?

The latter is under-appreciated and it is continually ignored. This is a direct result of a “reformulated” model of EAPs that has been promoted in the health benefits and managed care literature, and has been accelerated by being unchallenged in an organized way.

From the former supervisor referral of an employee who may soon lose their job over poor job performance, to simply being a program of attraction where employees head for coaching, wisdom, and direction, EAPs have unrecognized and unsung potential to be more vital to corporate America’s financial vitality than we are hearing about or seeing right now.

It is my belief that once the property casualty insurance industry (the real stakeholders) make this connection, that is seeing vibrant EAPs as loss prevention mechanisms, the EAP field will experience explosive growth in a new direction that will result in less violence in the workplace, few disasters like the one below, and of course, more helped employees.

To see the video, go to YouTube.com and Search “Why Bank America Fired Meâ€.

Media Promotion of This Video

casualty insurance company
State Farm: Homeowners Insurance Increase
NEW ORLEANS (AP) – State Farm Fire and Casualty Co. has won a 9.9 percent average increase for homeowners insurance coverage in Louisiana. Insurance Commissioner James Donelon approved the request Thursday. Earlier, Donelon rejected the company’s request for an average 19.1 percent rate hike, calling it unreasonable and unjustified. Last year, State Farm received an average 8.3 percent increase …